Loan Calculator - Monthly Payment and Total Cost This calculator assumes that there is a published APRC for the loan. This calculator also assumes The Equal Instalment method, (i.e. fixed monthly amounts, first payment one month after the loan is issued). Loan: * Term in years: * Stated APRC: * 10 for 10% Your property may be repossessed if you do not keep up repayments on your mortgage. The figures calculated are purely a guide and cannot be guaranteed. If you require more information or advice please contact us.